10 Marla House Grey Structure Cost in Pakistan 2026
A 10-marla (35×65 ft) grey structure will cost you between Rs. 90 and 130 lakh in 2026, depending on where you build, who you hire, and what material grade you choose. Here's exactly where that money goes — and where costs spiral if you don't plan correctly.
Cost summary — 10 marla grey structure (2026)
* 2026 rates for Lahore, Rawalpindi, Islamabad. Karachi may be 5–10% lower. DHA/Bahria contractor rates are typically 10–15% higher than open market.
What does "grey structure" actually mean?
Grey structure is the skeleton of your house — everything before finishing. It includes:
Grey structure does not include: plaster, flooring, tiling, paint, doors and windows, kitchen cabinets, sanitary fixtures, or any electrical wiring. Those are finishing work, priced separately.
What drives cost within the grey structure?
Foundation type
Impact: HighA standard strip foundation for a single-storey house costs significantly less than a raft foundation or pile foundation needed for soft soil or a planned double-storey. If you know you want to add a floor later, build the right foundation now — retrofitting is expensive. Foundation accounts for 10–15% of grey structure cost.
Wall material: brick vs AAC block
Impact: MediumFired clay bricks (standard red brick) cost approximately Rs. 18–22 per brick in 2026. AAC blocks (autoclaved aerated concrete) cost more per unit but require fewer units and less cement, and provide better insulation. AAC saves 15–20% on masonry cost but has higher block cost. Net difference is usually within 5–8% of total wall cost.
Roof slab thickness
Impact: MediumA standard 5-inch (12.5 cm) slab is sufficient for a residential roof. Some contractors upsell 6-inch slabs for upper stories — worth it if you plan to add more floors, unnecessary for the top floor. Each extra inch on a 35×65 ft footprint adds approximately Rs. 3–4 lakh in concrete and steel.
Contractor type
Impact: HighDHA and Bahria Town approved contractors charge a 10–20% premium over open-market contractors. Within the open market, an experienced building contractor charges Rs. 800–1,200 per sq ft for grey structure labour; smaller or inexperienced teams quote Rs. 600–800 but often cause quality problems that cost more to fix.
Steel price
Impact: HighStructural steel (reinforcing bars / rebar) is the most volatile item in construction. Prices fluctuate with global steel markets. In 2024–2025, rebar was Rs. 290–340 per kg. Budget Rs. 320/kg for planning purposes. A 10-marla single-storey house uses approximately 3–4 tonnes of steel for the foundation and roof.
Finishing cost after grey structure
Once the grey structure is done, finishing takes another Rs. 50–80 lakh for a 10-marla house at standard specification. Here's the breakdown:
| Item | Budget | Standard | Premium |
|---|---|---|---|
| Plaster (internal + external) | Rs. 5 L | Rs. 7 L | Rs. 9 L |
| Flooring (tiles + marble) | Rs. 8 L | Rs. 14 L | Rs. 25 L |
| Doors + windows (aluminium) | Rs. 6 L | Rs. 10 L | Rs. 18 L |
| Kitchen cabinets + counters | Rs. 4 L | Rs. 7 L | Rs. 15 L |
| Sanitary fixtures | Rs. 3 L | Rs. 5 L | Rs. 12 L |
| Electrical wiring + fittings | Rs. 4 L | Rs. 6 L | Rs. 10 L |
| Paint (interior + exterior) | Rs. 3 L | Rs. 5 L | Rs. 8 L |
| Miscellaneous | Rs. 3 L | Rs. 5 L | Rs. 8 L |
| Total finishing | Rs. 36 L | Rs. 59 L | Rs. 105 L |
Total build cost: grey structure + finishing
10 marla house — complete turnkey cost (2026)
Rs. 1.3 – 2.1 crore
Grey structure + standard to premium finishing. Excludes land cost and scheme membership.
5 ways owners overpay on grey structure
✗ Changing the plan after construction starts
Each structural change after the foundation is poured costs Rs. 50,000–5,00,000 depending on what needs to be broken and rebuilt. Finalise your floor plan completely before laying a single brick.
✗ Buying materials without a BOQ
Without a Bill of Quantities, contractors overbuy materials and charge you for the excess. A proper BOQ — generated from your floor plan — gives you exact material quantities to verify contractor invoices.
✗ Not fixing the contractor rate per sq ft upfront
Time-and-materials contracts (muzdoori) give the contractor no incentive to finish on time. Fixed per-sq-ft contracts create accountability. Get 3 quotes on a fixed rate before signing.
✗ Skipping soil testing
Soft soil requires a deeper or raft foundation — Rs. 8–15 lakh more than a standard strip foundation. If you don't test the soil, you discover this problem after you've started digging.
✗ Not building for the planned number of floors
A foundation designed for single-storey cannot safely carry a second floor. If you know you want G+1 eventually, build a G+1 foundation now. Retrofitting costs Rs. 15–25 lakh and is rarely structurally equivalent.
Want a cost estimate for your specific plan?
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